Terms of Use

    Our Terms of Use Policy was last updated on May 2026.

    By accessing this website, applying for membership, or participating in the Pima More Customers Network LLC (PMCN) platform, you agree to be bound by the following Terms of Use and the incorporated Trade Rules and Regulations.

    1. Nature of the Parties & Platform

    PMCN acts strictly as a third-party record keeper, administrator, and broker for voluntary barter transactions among its registered Members. Members are independent professionals and legitimate businesses contracting with PMCN to facilitate the exchange of goods and services.

    2. Nature of Trade Dollars

    A "trade" is a barter transaction recorded in Trade Dollars (1.00 Trade Dollar = $1.00 USD). Trade Dollars are an internal accounting unit used solely to track the value of exchanges within the network. Trade Dollars are not legal tender, financial securities, or commodities; they have zero cash value and can never be redeemed for U.S. Dollars (USD) from PMCN.

    3. Fair Pricing & Network Integrity

    Members explicitly promise to offer their products and services to other network members at their regular cash prices, extending the same warranties, guarantees, and level of service provided to cash customers. PMCN reserves the right to investigate complaints of overpricing or cash surcharges. Charging unauthorized trade premiums or engaging in "Direct Trades" outside the system to bypass fees constitutes a material breach of contract and may result in immediate account suspension or termination.

    4. Fees and Cash Reserve System

    To maintain a seamless trading experience, members agree to pay a 10% cash transaction fee on all purchases, processed automatically via a Prepaid Cash Reserve system. Members authorize PMCN to automatically replenish this reserve using the payment method on file when the balance falls below established thresholds to prevent trading interruptions.

    5. Taxes & IRS Reporting

    Members acknowledge that barter transactions are taxable events. Applicable sales taxes are calculated at the point of sale and settled via the Cash Reserve. In compliance with Federal law, PMCN will collect a valid Taxpayer Identification Number (TIN/EIN) from each Member and report annual gross trade sales to the IRS on Form 1099-B.

    6. Limitation of Liability

    Responsibility for the conduct, quality, delivery, and safety of a trade rests exclusively with the participating buying and selling Members. PMCN is not an agent for any member, does not guarantee any specific trade, and assumes no responsibility for the quality or warranty of any product or service exchanged. Members agree to hold PMCN harmless and indemnify PMCN from any claims, disputes, or liabilities arising from a trade.

    7. Governing Law

    This agreement and network participation are governed by the laws of the State of Arizona, with any formal proceedings held in Pima County.

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